When will I receive a return on investment?
The time horizon of investments varies according to the type of investment:
Loan: When an investment takes the form of a loan, you are informed in advance about the conditions of reimbursement and the timing. This information is specified in the loan agreement concluded between Spreds Finance S.A. and the company being financed, and is summarised in the Prospectus of the investment.
Equity: In the case of investments through participatory note(s), it is impossible to estimate the timing with precision before a liquidity event occurs. In general, investors hope to sell their participation within the timeframe of 4 to 7 years depending on the size of the company.