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Extense Pharma

Loan Belgium 126 investors
Investment type
2 years
Investment duration
Amount raised
Gross interest rate
6 days
  • AAA
  • AA
  • A
  • BBB
  • BB
  • B
  • CCC/C
Speculative credit quality
Borrower is less vulnerable in the near term than other lower-rated obligors. However, it faces major ongoing uncertainties and exposure to adverse business, financial, or economic conditions that could lead to the its inadequate capacity to meet its financial commitments.
139% funded
Marco C

Hello Christel,
If the interest offered is 8% how is it posible to have a net interest of 4%.We talk about a belgian investor whom has to paid the PM(30% I presume...).Which others taxes has to be taken into account please. Thx

Christel W

Hi Marco , the PM in Belgium is indeed 25 %

David W


This looks not correct - source:

And your answer does not answer the question of Marco :-/

Could you provide an example of the cash flow from this bond ?

Ex: I let you 1000€ on 5/4/2019, when & what I got it back ?
1) All the principal on 5/4/2021 with all the interest (Zero bond)
2) All the principal on 5/4/2021 while interest are paid on yearly basis (bullet)
3) the principal with the interest are paid on monthly or yearly (Annuities)
Which is correct ?

Because the Deal section is miss leading (bullet & annuities) :-/

Thanks in advance for your answer ;-)

Christel W

Dear David , if you give me your email adress i could send you the explanation with a table
Best regards

David W

Happy to see such reactivity :-)

So, everyone could check it on

jad G

Hi, What is the net interest rate? Any difference if i'm not based in the EU?

Christel W

Hi Jad
Net is around 4% depending where you are based
Investment is possible from anywhere abroad with a credit card
Thanks for your interest in our wonderful project

Christel W

If you are not based in Belgium our accountant confirms 6% interest but because I do not know from which country this is an average