Extense Pharma

Loan Belgium 135 investors
Your partner in nutrition
Loan
Investment type
2 years
Investment duration
€219,000
Amount raised
8.00%
Gross interest rate
0 days
Remaining
  • AAA
  • AA
  • A
  • BBB
  • BB
  • B
  • CCC/C
Speculative credit quality
Borrower is less vulnerable in the near term than other lower-rated obligors. However, it faces major ongoing uncertainties and exposure to adverse business, financial, or economic conditions that could lead to the its inadequate capacity to meet its financial commitments.
146% funded
This campaign has been closed
This campaign has ended. If you have any more questions or remarks, do not hesitate to contact us via info@spreds.com.

Marco C

Hello Christel,
If the interest offered is 8% how is it posible to have a net interest of 4%.We talk about a belgian investor whom has to paid the PM(30% I presume...).Which others taxes has to be taken into account please. Thx

Christel W Entrepreneur

Hi Marco , the PM in Belgium is indeed 25 %

David W

Hi,

This looks not correct - source: https://finances.belgium.be/fr/entreprises/impot_des_societes/Precomptes/precompte_mobilier#q2

And your answer does not answer the question of Marco :-/

Could you provide an example of the cash flow from this bond ?

Ex: I let you 1000€ on 5/4/2019, when & what I got it back ?
1) All the principal on 5/4/2021 with all the interest (Zero bond)
2) All the principal on 5/4/2021 while interest are paid on yearly basis (bullet)
3) the principal with the interest are paid on monthly or yearly (Annuities)
Which is correct ?

Because the Deal section is miss leading (bullet & annuities) :-/

Thanks in advance for your answer ;-)

Christel W Entrepreneur

Dear David , if you give me your email adress i could send you the explanation with a table
Best regards
Christel

David W

Happy to see such reactivity :-)

extensep.spreds@yopmail.com

So, everyone could check it on http://www.yopmail.com/en/

jad G

Hi, What is the net interest rate? Any difference if i'm not based in the EU?
Thanks

Christel W Entrepreneur

Hi Jad
Net is around 4% depending where you are based
Investment is possible from anywhere abroad with a credit card
Thanks for your interest in our wonderful project

Christel W Entrepreneur

If you are not based in Belgium our accountant confirms 6% interest but because I do not know from which country this is an average