How does investing on Spreds work?

A step-by-step explanation

Businesses seek funding

First, an entrepreneur applies to Spreds. Our team assesses its eligibility based on a set of objective criteria allowing us to offer you interesting and attractive investment opportunities.

Selected investment opportunities

Campaigns are presented to a crowd of 39,541 members, and a network of professional investors, venture capitalists, business angels and, if needed, venture capital funds.

Co-investment with professionals

Through our co-investment principle, get to invest alongisde professional investors in each opportunity.

Easy online investments

The campaign is underway! You can now support the company by investing with just a few clicks. Investors who invest through our secured platform do not become direct shareholders. They hold Participative Notes by Spreds Finance which represent their share in the company.

Results! Success or learning experience

The investment period closes: the company has either reached the minimum funding objective and succeeds, or has not and the investors are reimbursed.

Consider your risks

We encourage all of our investors to consider their risks. We strive for transparency, and clearly provide all information regarding the risks on each investment opportunity. Investors must also understand that investing their money means that it is immobilised for a few years; repayment and returns on investment are not guaranteed. Businesses can fail for a variety of reasons, and these investments are risky. If you choose to invest in a business on our platform, please take the time to fully consider all of your risks. Email or call us if you have any questions!

Why Invest with Spreds?

Wake up your savings

There are 507 million Europeans, with 9,000 billion euros, i.e. 9 trillion euros, sitting in savings and cash accounts across the continent. This money is currently earning low interest, and is virtually ‘sleeping’, just waiting to be used. Instead of letting your savings rest in your bank account, you could use a portion to invest in a new business.

Diversify your investments

Great investment opportunities are rare, and you can minimise your risk by diversifying smartly. Every time you help an entrepreneur or small business, you are taking a risk, but if your investment portfolio is diverse, the gains you derive from some investments could possibly outweigh the losses incurred from others.

Counter inflation

Investing is also a strategy to avoid feeling the effects of inflation. The costs of goods and services changes over time due to inflation, so, having €1000 in savings now will not feel the same in ten years.

Support entrepreneurs and local businesses

Investing in young startups, scale-ups and small businesses has a positive result beyond just the potential return on investment. By investing in a company you are helping an entrepreneur access capital, which in turn helps them to grow their business and create jobs.

Invest in a business

Spreds helps you support and empower entrepreneurship, boost innovation, and build tomorrow’s economy

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