The Tax Shelter for start-ups law was put into place in February 2017 in order to stimulate crowdfunding investments in start-ups, SMEs or micro-businesses. Since then, our platform has allowed its investors (Belgian tax payers) to benefit from Tax Shelter when investing at least €100 per eligible start-up.
Here are the three main advantages of this initiative:
1- Stimulate Belgian entrepreneurship: start-ups and SMEs are crucial actors when it comes to Belgian economic growth and job creation. Unfortunately, these start-ups often have a hard time finding investors. But thanks to this new law, every Belgian tax payer can now invest in eligible start-ups and benefit from …
2- … a tax reduction! Indeed, when you invest in these eligible Tax Shelter start-ups, SMEs or micro-business, you will benefit from a 30 or 45% tax reduction, based on the type of business you decide to invest in.
3 - A proven system: if you still have doubts regarding the Tax Shelter system, just know that it has been present in the audiovisual sector for 10 years now, creating many television and movie projects. Which is the reason why the government decided to extend this advantage to start-ups and SMEs.
So, how can you invest in Tax Shelter?
If you want to benefit from this fiscal advantage, you can invest in Tax Shelter eligible startups. These are identified on our platform thanks to this logo:
Once you have invested, Spreds will give you the adequate tax certificate needed when filing your Tax return.
Click here to discover our investment opportunities. If you want to know more about the Tax Shelter for start-ups, you can visit our dedicated website here.
Please read this before investing through Spreds:
Investing carries serious risks, including partial or total loss of capital. Please invest responsibly.
Spreds runs a crowdfunding platform that enables the public to finance innovative companies by participating in their capitalization. The proposed investment, for a minimum amount of 100 EUR, comes in the form of Notes issued under Belgian law, which represent a claim against the issuer, Spreds Finance, a public limited company under Belgian law headquartered at 5 Place Sainte Gudule, 1000 Brussels (n° 0538.839.354, R.P.M. Nivelles).
The total amount brought in at the end of the offer shall be used by Spreds Finance to subscribe to a capital increase or loan grant in the company/companies listed and promoted above. They are denominated in Euros. They do not offer any guarantee of yield or of reimbursement of capital. The Notes have an unlimited duration and the return on investment depends entirely on the performance of the investment made via the proceeds of the Notes issued by Spreds Finance.
The nominal value of the Notes corresponds to the sum of the subscription and does not include the costs of the issue nor the payment of expenses described below. Spreds Finance charges an additional subscription fee amounting to 5% of the nominal amount only for equity operations, excluding loan operations. The expenses linked to the payment of the subscription amount are borne by the investors. Transaction fees are 1.85% for credit card payment and 2% for manual bank transfers. If the transaction is made immediately on Spreds.com, there is no fee.
The Noteholders bear the Expenses Relating to the Underlying Assets. The investors should be taxed on the income paid by Spreds Finance as if such income were paid directly to them (dividends and interests are subject, as a general rule and for private individuals who are Belgian residents, to a withholding tax of 30%, pursuant to article 269 of the Income Tax Code, or to capital gains tax).
We strongly advise you to read the Terms of Investment carefully before purchasing Notes, and in particular, to consider the risk factors that are described therein. We draw the attention of the potential investor to the fact that there is a risk that the goals of the company/companies will not be reached, which might lead to a substantial reduction in the expected revenue and thus incur a risk of insolvency or at least of low yield, and even zero or negative yield.
Any complaint relating to an investment in the Notes can be addressed to the headquarters of the issuer indicated above or to the Service de Médiation pour le Consommateur, Boulevard du Roi Albert II 8 - 1000 Brussels, tel.: +32(0)2.702.52.20, fax: +32(0)2.808.71.29, email: email@example.com